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Choose how you pay at your own pace

Make 4 interest-free payments with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control.
Select Affirm at checkout to pay over time —and never pay a penny more than you agree to on day one.

Buying with Affirm is simple

1. Fill your cart

Buying with Affirm is simple

Select Affirm at checkout, then enter a few pieces of info for a real-time decision

2. Complete purchase

Buying with Affirm is simple

Pick the payment plan you like best, from 4 interest-free payments every 2 weeks to monthly payments.

3. Pay over time

Buying with Affirm is simple

Make  payments  at or in the Affirm APP. You’ll get email and text reminders

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying


Affirm tells you up front the total amount you'll pay. That number never goes


You choose the payment schedule that works for you. Our smart checkout gives you options.


Affirm won't charge you late fees or penalties of any kind, ever.

Just select Affírm at checkout

Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount and a down payment may be required.


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes-you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No-your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at

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